How do round-ups work?

Every purchase is rounded up to the nearest dollar and the difference is automatically saved. With direct deposit, you get a 10% match on your round-ups after a 30-day hold period.

Are there any monthly fees?

No, there are no monthly fees or minimum balance requirements with the FRED Debit Card.

What parental controls are available?

Parents can set spending limits, create multiple virtual cards with individual settings, and receive real-time notifications for all transactions.

10,000 POINTS

Loan Payment

$300.00

Points Earned

+300 pts

Dining & Travel

$150.00

Points Earned

+300 pts

Monthly Points600 pts

Welcome Bonus+10,000 pts

Total Value$106.00

Welcome Bonus

Get 10,000 Bonus Points

Worth $100 in rewards after spending $1,000