Earn rewards, track loans, and discover insights with the FRED Credit card

Pay student loans or tuition?

Earn 1x - 3x points when you use your FRED Credit card

1x Points

  • Tuition

  • Education

  • Everything else!

2x Points

  • Grocery

  • Fuel

3x Points

  • Dining

  • Travel

Now that you’ve worked for your education, make your education work for you

Join thousands of other student loan borrowers and be among the first to earn points on loan payments

Sound interesting?

40+ Reward Options

How does paying my student loans with my FRED account work?

All K-12, public and private universities, and online courses are qualifying expenses and can be paid using your FRED account. Simply log in to your account, link your FRED routing and account number to your servicer’s portal, and earn rewards!

Tuition / Student Loan

$34,000

3% Transaction Fee

$1,020

We waive all transaction fees when you use your Fred Credit Account to pay your student loans or tuition.

Points Earned

34,000